Out-the-Door Car Price Calculator
Build the complete purchase price from the negotiated selling price. Florida, Texas and Washington use dedicated rules; other states use clearly labelled user-entered estimates.
Start with the deal price.
Use the negotiated selling price, not the monthly payment.
What an OTD price should show
The out-the-door price is the complete purchase price before subtracting a down payment or net trade equity. It should show the negotiated vehicle price, sales or use tax, title and registration, dealer-controlled charges and optional products.
OTD is not the same as amount financed
A trade with positive equity and a cash down payment reduce the amount you need to fund. Negative equity increases it. Neither changes the underlying price charged for the replacement vehicle.
How to use the estimate
- Ask the seller for the negotiated selling price before taxes and registration.
- Enter dealer fees and add-ons as separate lines.
- Enter the full trade allowance and its payoff separately.
- Compare the result with a written buyer's order.
The calculator distinguishes official fixed rules from local or user-entered estimates. Dealer worksheets and licensing-office totals remain the final transaction records.
Review official sources