Florida vehicle purchase engine

Florida Out-the-Door Car Price Calculator

Estimate the complete Florida purchase price using the 6% state tax, the selected county surtax, qualifying trade-in treatment and common title and registration charges.

Sources reviewed: 18 July 2026Rule version: 2026.1
Step 1 of 4

Start with the deal price.

Use the negotiated selling price, not the monthly payment.

Florida tax calculation

The engine applies Florida's 6% state tax to the taxable amount. It separately applies the selected county discretionary surtax to no more than the first $5,000 of the taxable amount.

Trade-in, payoff and equity

A qualifying trade allowance can reduce the taxable purchase amount. The old vehicle's loan payoff is shown separately because it changes net equity rather than the gross trade allowance.

Florida title and registration estimate

The tool includes the selected electronic-title amount, passenger-vehicle registration base, a new-plate charge when selected and the $225 initial-registration fee when the user confirms it applies. Specialty plates, lien recording and other transaction-specific charges can differ.

Source and method note

The calculator distinguishes official fixed rules from local or user-entered estimates. Dealer worksheets and licensing-office totals remain the final transaction records.

Review official sources